Download the STCU mobile app

Get the branch that moves with you

Stay close to your money when you download the STCU mobile app from the Apple Store or Google Play.

Secure and easy to use, this app turns your phone into a hand-held branch location where you can check account balances, send or deposit money, pay bills, track spending and savings, and more. You can even send secure messages for assistance with your account.

Click any feature shown below for more information:

Get a snapshot of your account balances, then tap to view transaction history. (To get account balances without logging in, set up "Balance Peek" described below.) Note: Credit cards and lines of credit display loan balances only.

Transfer money between accounts or to another member or financial institution. Show me how

Set up transfer details to other members or financial institutions in advance in the full online banking site, then conduct transfers with the mobile app. Transfers to other members require the last name and either the 10-digit account number, phone number, or email address. More

Save a trip to the credit union by choosing mobile deposit. Submit front and back photos of your check and confirm the amount. Show me how

Access your accounts even faster with PIN-based login and, for devices that support it, fingerprint authentication and Touch ID®.

Pay your bills anytime, anywhere, you want. Review your history of previous payments. Show me how

Set up new payees or schedule recurring payments on the full online banking site. More

Monitor your spending from your personal budget, and set up email alerts to remind you when you've exceeded your budget. Show me how

Set up your budgets initially on the full online banking site, then monitor with the mobile app. More

Set your personal saving goal for future purchases or events. Set up email alerts to remind you when you’ve reached your saving goals. Show me how

Set up your saving goals initially on the full online banking site, then monitor with the mobile app. More

Find an STCU branch, shared branching location, or surcharge-free ATM using your current GPS location, Zip Code, or address.

Check your account balances fast, without logging in. Available on Android and iOS, including smart watches.

Go to online banking "Settings" to choose your accounts for Balance Peek, then you can check available balances on your phone without having to log in.

 


 

Videos! Show me how:

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  • Message STCU securely. Contact STCU for private account and support questions.
  • Ironclad security. 128-bit SSL encryption technology protects your personal information and accounts.

Frequently asked questions

What’s the difference between the mobile app, mobile-friendly site, and full site?

The mobile app can only be used on the latest two versions of Apple iOS and Android mobile devices. The mobile-friendly site can be accessed at http://my.stcu.org/mobile, using your web browser on most phones, tablets, and other mobile devices. With the exception of mobile deposit, the full online banking site supports all features and can be used with most devices, though the best experience may occur on your laptop or desktop computer.

Does the mobile app work without an Internet connection?

No, your mobile device must be connected to the Internet to use the STCU mobile app. The mobile app provides round-the-clock account access anywhere your mobile device is connected to the Internet.

What kinds of checks can I deposit using the mobile app?

Our mobile deposit can accept most domestic checks, including personal, business, and payroll checks. However, please be aware of these limitations: Mobile deposit is unable to accept foreign checks, third-party checks, substitute checks, traveler's checks, and checks older than six months. In addition, checks with uncommon formatting style -- such as amount or payee name situated in an uncommon location, or superfluous characters (e.g., extra $$ symbols) located around the amount field -- will not be accepted. Please visit your nearest STCU branch location for these types of check deposits. Before making your deposit, please endorse your check(s) exactly as the payee line reads. More

When will my mobile deposit funds be available?

In general, deposits made before 4 p.m. PT on business days will be processed later the same day. Deposits made after 4 p.m. PT or on non-business days will be processed the following business day. The first $500 of funds will be available by 4 p.m. of the same or following business day; the remaining amount will be available two business days following the day it is processed. More

What if I lose my mobile device?

You can manage any "remembered device" or "PIN-enabled device" at stcu.org. Log into online banking, then open Settings >> Security to delete your devices from your security profile so that your account information is never stored on your device. If your device is lost or stolen, monitor your accounts closely for any suspicious activity.